3. Some pools feed this address with additional rewards or even with custom structures.
Then, the total amounts in Tx ≠ total amounts in the Blockchain. ⬇️
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4. The formula to calculate the reward is as follows (in most PoW pools):
Your reward = 5 XCB × (1 - pool fee) × (your scoring hashrate / pool scoring hashrate)
Decentralization is on all levels - even in the pools themselves.